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Hard Conversations. Honest Answers. Family Protection.

Helping Louisiana families make informed decisions about Life Insurance, Final Expense, Medicare, Health Coverage, and the conversations that matter most.

Professional photo of Mike and Carol DePhillips

Hi, I'm Mike DePhillips.

For more than 30 years I've served families as a minister, investigator, educator, and insurance professional. My goal isn't to pressure anyone into buying a policy. It's to help people understand their options so they can make decisions with confidence.

How Can We Help?

Life Insurance

Protect the people you love.

Final Expense

Affordable coverage designed to help families avoid unexpected funeral costs.

Medicare & Health Coverage

Turning 65? Under 65? We can help explain your options.

Have the Talk of a Lifetime

Educational presentations for churches, senior groups, civic organizations, and families.

Why Families Choose Mike

Honest Advice

Transparent guidance without hidden agendas.

No High Pressure Sales

We focus on education, helping you decide when you're ready.

Local Louisiana Service

Serving our neighbors right here in Louisiana with care.

Independent Guidance

We work for you, not the insurance companies.

Faith and Family Values

Grounded in the values of service, trust, and community.

Ongoing Personal Support

We're here long after the paperwork is signed.

Meet Mike & Carol

Carol and I have spent years serving side-by-side in nursing homes, churches, and across our Louisiana community. Our mission has always been about people, not policies. Whether we're sharing a cup of coffee at a kitchen table or leading an educational presentation, we focus on listening first and providing clear, honest answers to the questions that matter most to your family. We believe that making informed decisions about Medicare and life insurance shouldn't feel like a high-pressure sales pitch. Instead, we take an educational approach that empowers you to choose with confidence. Being independent means we work for you, not the insurance companies, ensuring your needs and values always come first. Our commitment to faith and family values drives everything we do. We're here to help you navigate these important conversations and provide the ongoing personal support your family deserves, long after the initial decision is made. Let's start with a conversation—one based on trust, integrity, and your family's protection.

Testimonials

"Mike and Carol were so patient explaining our Medicare options. We never felt pressured, just well-informed."

Sarah J., Baton Rouge

"For the first time, we actually understand our life insurance policy. Honest advice is hard to find, but Mike provides it."

Robert D., Lafayette

"The Talk of a Lifetime presentation at our church was eye-opening. Mike handles hard conversations with such grace."

Linda M., Shreveport

Educational Resources

Let's Have a Conversation

We're here to help you navigate your options with clarity and zero pressure. Whether you have questions about Medicare, life insurance, or just need someone to talk through your family's protection strategy, we are ready to listen.

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